sort.cash is a simple money tool to finally know where your cash goes — take-home pay, objects, savings and what is left to spend, all on one calm screen.

What it is

sort.cash is a budgeting and spend-awareness app. You enter your income, pay cycle and the things you pay for; it normalises everything to the current cycle and shows a clear waterfall of what is committed and what remains. It does not connect to your bank, hold or move funds, or aggregate accounts.

How your data is handled

Your financial records live on your device. We do not receive or store them. Optional cloud backup, when offered, sits under your own account — not on a sort.cash server that we can read. For the full picture see the Privacy Policy; for how you may use the app see the Terms of Service.

Who makes it

sort.cash is built and operated by Tyler Patterson in Queensland, Australia. It is an independent product — not a bank, not a financial adviser, and not affiliated with any financial institution.

Not financial advice

Nothing in the app or its marketing is financial, investment, tax, accounting or legal advice. You remain responsible for your own decisions. Consider licensed professional advice before acting on money matters that matter to you.

Platforms

sort.cash is available as a web app and as a native iOS app. Subscriptions on Apple platforms are sold and managed through the App Store under Apple’s policies.

Contact

General questions: hello@sort.cash

Privacy: privacy@sort.cash

Legal: legal@sort.cash

On the web

Product and updates: sort.cash

Social: Instagram, TikTok and Facebook at @sortyourcash.

Your financial data stays on your device. We cannot see it. The only things that leave your device are payment details handled by Apple, limited marketing and analytics data, and, only if you choose to turn it on, anonymous aggregated savings figures.

Who we are

sort.cash is operated by Tyler Patterson in Queensland, Australia ("sort.cash", "we", "us"). This policy explains what we collect, what we deliberately do not collect, and the choices available to you. It applies to the sort.cash app and website.

1. Data that stays on your device

Everything you record about your money lives on your device. That includes your income, pay cycle, objects, amounts, savings and the history of what you have entered. We do not receive it, store it, or have any means of accessing it. This is a consequence of how the app is built, not merely a promise.

Where the app offers optional iCloud sync, an encrypted copy is stored in your own Apple iCloud account so your devices stay in step and you have a backup. That copy sits under your Apple ID. We hold no key and cannot read it.

2. Data that does leave your device

a. Payment and subscription data

Subscriptions are processed by Apple through the App Store. Apple handles your payment method and card details and carries PCI compliance for them. We never see or store your card details. We receive only your subscription status, such as active, lapsed or cancelled.

b. Marketing and analytics

We use third party services to understand how sort.cash is found and used, and to run advertising:

• Google for analytics and advertising.
• Meta (Facebook and Instagram) for advertising and measurement.

These services may collect device and usage identifiers, approximate location derived from your IP address, and events such as installs, screen views and sign ups. They operate under their own privacy policies and we encourage you to read them.

c. Our email list

If you join our waitlist or subscribe to updates, we hold your name and email address so we can contact you about the product. This is the only personal information we hold directly. You can unsubscribe at any time using the link in any email we send.

d. Aggregate savings data, strictly opt in

We do not collect this today. If we introduce it, it will be strictly opt in and off by default, and you will be asked to turn it on explicitly. It would consist of anonymous, obfuscated and aggregated figures about savings outcomes, used for marketing claims such as an average saving across users. It would contain no names, no account details, no transaction detail, and nothing that identifies you or your device. You would be able to turn it off at any time, and it would never include your underlying financial records.

3. What we never do

• We do not sell your personal information.
• We do not connect to your bank or any financial institution.
• We do not hold, move, or have access to your money.
• We do not upload your financial records to our servers.

4. Your rights

We handle personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. You may request access to, or correction of, the personal information we hold about you, and you may complain if you believe we have mishandled it. If you are not satisfied with our response you can contact the Office of the Australian Information Commissioner.

If you are in the European Economic Area or the United Kingdom, you also have rights to access, rectification, erasure, restriction, portability and objection, and you may withdraw consent at any time. If you are in California, you have the right to know what is collected and to request deletion. We do not sell personal information.

5. How long we keep things

We keep your name and email address until you unsubscribe or ask us to remove you. We keep subscription status for as long as your subscription is active and for any period required by law or for our records. Analytics data is retained according to each provider's own retention settings.

6. Security

We take reasonable technical and organisational measures to protect the limited information we hold. Data on your device is protected by your device's own security, such as your passcode and biometric lock. No method of storage or transmission is completely secure, and we cannot guarantee absolute security.

7. Children

sort.cash is not directed at children under 16 and we do not knowingly collect their personal information. If you believe a child has provided us with personal information, please contact us and we will delete it.

8. Overseas disclosure

Some of our providers, including Apple, Google and Meta, process data outside Australia, including in the United States. Where that happens we take reasonable steps to ensure your information is handled consistently with this policy.

9. Changes to this policy

We may update this policy from time to time. Where changes are material we will make reasonable efforts to tell you, for example in the app or by email. The date at the top shows when it was last revised.

10. Contact

Questions, requests or complaints about privacy can be sent to privacy@sort.cash.

sort.cash is a tool for recording and understanding your own spending. It is not a bank, it does not touch your money, and nothing in it is financial advice.

1. These terms

These terms are an agreement between you and Tyler Patterson, operating as sort.cash, in Queensland, Australia. By downloading or using the app you accept them. If you do not accept them, please do not use the app.

2. What sort.cash is

sort.cash is a budgeting and spend awareness tool. It displays and organises information that you enter yourself. It does not connect to your bank, hold or move funds, or aggregate your accounts.

3. Not financial advice

sort.cash is a record keeping and awareness tool only. Nothing in the app or its marketing is financial, investment, tax, accounting or legal advice, and nothing in it takes account of your particular objectives, financial situation or needs. You remain solely responsible for your own financial decisions. Consider obtaining advice from an appropriately licensed professional before acting.

4. Subscriptions and billing

sort.cash is a paid app. Subscriptions are sold and processed by Apple through the App Store, and are auto renewing unless cancelled. You can manage or cancel a subscription in your Apple ID settings, and cancellation generally needs to happen at least 24 hours before the end of the current period to avoid renewal. Refunds are handled by Apple under Apple's policies, not by us.

We may change pricing for new subscriptions. Where we have offered you a locked founding rate, we will honour it for as long as your subscription remains continuously active.

5. Your data and your backups

Your financial data is stored on your device, not on our servers. This means you are responsible for keeping it safe. If you delete the app, lose or reset your device, or do not enable an optional backup such as iCloud sync, your data may be permanently lost. We cannot recover it for you, because we never had a copy of it.

6. Acceptable use

You agree not to misuse the app. In particular you agree not to reverse engineer, decompile or attempt to derive the source code except to the extent the law permits, not to use the app for any unlawful purpose, not to interfere with its operation or security, and not to resell or redistribute it.

7. Intellectual property

We own the app, its design, the sort.cash name and marks, and its content. You are granted a limited, personal, non exclusive, non transferable and revocable licence to use the app for your own personal use while your subscription is active. Your own data remains yours.

8. Availability

The app is provided on an "as is" and "as available" basis. We may change, suspend or discontinue features, and we do not warrant that the app will be uninterrupted, error free, or that it will meet any particular requirement.

9. Australian Consumer Law

Nothing in these terms excludes, restricts or modifies any guarantee, right or remedy you have under the Australian Consumer Law or any other law that cannot lawfully be excluded. Our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law. Where we are permitted to limit our liability, our liability is limited, at our option, to resupplying the services or paying the cost of having them resupplied.

10. Limitation of liability

Subject to clause 9, we are not liable for indirect, incidental, special or consequential loss, or for loss of data, profits, savings or business opportunity, arising out of your use of the app. Subject to clause 9, our total aggregate liability is limited to the amount you paid us for the app in the twelve months before the claim arose.

11. Indemnity

You agree to indemnify us against claims, losses and costs arising from your misuse of the app or your breach of these terms, except to the extent they are caused by us.

12. Suspension and termination

We may suspend or terminate your access if you materially breach these terms. You may stop using the app at any time and cancel your subscription through Apple.

13. Changes to these terms

We may update these terms from time to time. Where changes are material we will make reasonable efforts to tell you. Continuing to use the app after a change takes effect means you accept the updated terms.

14. Governing law

These terms are governed by the laws of Queensland, Australia. You and we submit to the non exclusive jurisdiction of the courts of that State and the courts able to hear appeals from them.

15. Contact

You can reach us at legal@sort.cash.